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Derginin Adı:
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European Researcher
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Cilt:
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2014/14
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Sayı:
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79
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Makale Başlık:
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“An Analysis of the Farmers‟ Community Perception and Awareness About Crop Insurance as a Risk Coping Strategy”: A case from Pakistan
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Makale Alternatif Dilde Başlık:
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Alternatif dilde başlık bulunmamaktadır. There is no article title in another language.)
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Makale Eklenme Tarihi:
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19.11.2015
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Okunma Sayısı:
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1
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Makale Özeti:
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The purpose of this study was to assess the awareness and perception of farmers of Pakistan
about the crop insurance. This study was conducted in two tehsils* of RajanPur district of Punjab
province of Pakistan. Using various statistical tools like arithmetic mean, standard deviation,
counting, percentage and analysis of variance, the collected data was analyzed using SPSS. A fivepoint
Likert scale was also used to measure different variables. The findings revealed that majority
of the respondents i.e. 64.17% respondents were aware with the term “crop insurance” while the
understanding level with crop insurance varied among those who had general awareness about
crop insurance i.e. only 29.87 % respondents among those who were aware claimed that they
understand well about crop insurance. The major sources of awareness about crop insurance were
found to be friends/coworkers and financial institutes. Climatic risk and crop diseases were
declared as the most important risks faced by respondents in the study area. There were found
considerable misperceptions about crop insurance among farmers i.e. majority of the farmers
declared the crop insurance as a scheme which does not compensate their losses as it should be and
as well as a kind of a tax which can reduce their income as well as they believed that it is only
designed for a specific group of farmers i.e. large scale farmers. Farmers believed that a crop
insurance plan with low premium and offering maximum compensation against losses can be
acceptable to them. Using ANOVA and CHI SQUARE test, it was found that education and
landholdings were significant with the level of awareness while age was not found to be significant
with awareness. Before launching crop insurance plans in Pakistan and to make such scheme more successful, government institutes related to agriculture can create awareness among farmers about
crop insurance and take steps to reduce the misunderstandings and misperception which exist
among the farming community. Offering of maximum subsidy from Government of Pakistan can
attract the farmers towards crop insurance.
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Alternatif Dilde Özet:
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Alternatif dilde abstract bulunmamaktadır. (There is no abstract in another language.)
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